Georgetown, Round Rock and Cedar Park real estate and homes for sale in Texas, golf course, age restricted properties - Judy Copple Team, REALTOR® Judy Copple Team REALTOR(r) for Georgetown, Round Rock and Cedar Park, Texas real estate, golf course, age restricted properties - NUMBER1EXPERT™ Judy Copple Team NUMBER1EXPERT(tm) for Georgetown, Round Rock and Cedar Park, Texas real estate, golf course, age restricted properties
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Judy Copple Team, REALTORŪ, real estate agent and broker for Georgetown, Round Rock and Cedar Park Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Georgetown, Round Rock and Cedar Park Texas home buying, real estate listings, and homes for sale in Williamson County, TX
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Georgetown, Round Rock and Cedar Park real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What price range is considered upscale or high-end in residential real estate?

A 
The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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Judy Copple Team, REALTORŪ, real estate agent and broker for Georgetown, Round Rock and Cedar Park Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Copple Team
Keller Williams

1614 Williams Drive
Georgetown, TX. 78628
512-864-2500
512-439-3700
512-422-2613
Fax: 512-864-2502
Email: judycopple@NUMBER1EXPERT.com

Over 25 wonderful years of uniting buyers and sellers of Real Estate and repeatedly honored as one of The Austin Business Journal's "Top 50" Realtors. My own team of professionals will make your real estate experience a great one.

Equal HousingMLSREALTOR


Keller Williams real estate and homes for sale in Georgetown, Round Rock and Cedar Park Texas

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