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First Time Homebuyers: Georgetown, Round Rock and Cedar Park Texas home buying, real estate listings, and homes for sale in Williamson County, TX

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Georgetown, Round Rock and Cedar Park real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	What high-profile rental property rents for $13,500 a month although the star hasn't lived there for over 20 years?
A	Shirley MacLaine's name is still used to promote her Encino, CA, estate even though she hasn't lived there in years.
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Judy Copple Team, REALTOR®, real estate agent and broker for Georgetown, Round Rock and Cedar Park Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Copple Team
Keller Williams Realty
1614 Williams Drive
Georgetown, TX. 78628
512-864-2500
512-439-3700
512-422-2613
Fax: 512-864-2502
Email: judycopple@NUMBER1EXPERT.com
Over 30 wonderful years of uniting buyers and sellers of Real Estate and repeatedly honored as one of The Austin Business Journal's "Top 50" Realtors. My own team of professionals will make your real estate experience a great one.

www.judycopple.com is brought to you by Judy Copple Team
NUMBER1EXPERT™ in real estate for Georgetown, Round Rock and Cedar Park, Texas, golf course, age restricted properties

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